Filing for bankruptcy protection can seem like a daunting thing, so it is wise to get help.  Many advertisements for bankruptcy preparers claim that you can save money by using them instead of an attorney.  However, from my point of view, a bankruptcy preparer can actually cost you more money than you might expect.

A bankruptcy preparer is a person who fills in the blanks for your initial filings with the court, and that is it.  It is illegal for them to give you any legal advice.  A bankruptcy preparer cannot assist you with any issues that come up in your case.  Also, even though the bankruptcy preparer drafts your initial filings, you remain liable for verifying that all of the information in the documents is true, correct, and a full financial disclosure.  There are a lot of documents to review, so if you are not extremely careful, it is easy to overlook errors.

The biggest concern with using a bankruptcy preparer is that once your documents are prepared, they are done.  This means you are left handling your case on your own.  For information on the perils of handling your own bankruptcy case, please read my blog “Bankruptcy Pro Se Filings in Fresno.”

How does using a lawyer differ?  An attorney will not only prepare your initial filings and help you carefully review them to verify that they are correct, but he will also be by your side through out your entire case.  A lawyer will be there to give you legal advice and assist with any issues that may arise.  Your attorney will attend your meeting of creditors with you.  He will also discuss your case with the trustee and help resolve matters before they become significant issues in your case.

If you are considering filing a bankruptcy case, it is essential to have an experienced attorney like Jerry R. Lowe assist you. Whatever small fee you pay to a lawyer will be worth every cent when you finish your bankruptcy case and get your “fresh start!”

If you are considering filing bankruptcy, call Fresno attorney Jerry R. Lowe at (559)513-8535.  Mr. Lowe’s passion is helping people like you obtain relief from oppressive debt and to start enjoying life again.  His focus on bankruptcy matters over the past seven years has given him valuable knowledge and experience you need on your side.  Mr. Lowe practices throughout California’s Central Valley in communities such as Fresno, Clovis, Reedley, Sanger, Selma, Madera, Chowchilla, Oakhurst, Coarsegold, Auberry, Prather, Coalinga, Avenal, Corcoran, Hanford, Lemoore, Tulare and Visalia.

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